The market of tourists’ insurance becomes stabilized
Despite all forecasts, global changes have not occurred, all players have remained in the market, and monopolization has not occurred. Moreover, it has not occurred and predicted absolute destruction of fine tour agencies has not ceased to work. Certainly, in result of innovations tour agencies began to concern more closely to the client, to legal subtleties at drawing up of the contract, and it is the positive moment. The discontent of tour agencies with the law resulted at all that all of them unfair and it would be necessary to pay the insurance premium more often now. On the contrary, there are many firms, which work with the clientele from year to year due to expensive trips, and it is natural, that they are interested to serve it as much as possible well. It is clear, that such tour agencies had a natural irritation from the law.
In the insurance market of going abroad tourists situation is not so good, and it is connected with an old problem of parity «the price- the sum of insurer’s responsibility». It is clear, that tour operators are the basic channel of sales of tourist insurance. And they, naturally, aspire to reduce the price of insurance product, and try to dictate their terms to the insurance companies.