The bureau of insurance history can decrease the level of insurance fraud
The bureau of insurance history can decrease the level of insurance fraud, but for this purpose it is necessary, that interest to information interchange was shown by the largest players of the market
For instance, two years Andrey and Sergey Maljuginy have received from insurers 12 thousand dollars for a heap of unnecessary scrap metal. The father and the son traded in that beaten machines then made out the annual policy of Obligatory insurance of automobile owners. Then speculators dramatized road and transport incident, showing to inspectors and the centers of examination crashed cars, and necessary documents - to the insurance companies. In total the swindlers have about eighty similar schemes of illegal insurance payment reception. And as soon as market develops, the schemes become more complicated and improved.
In order to struggle with swindle, information interchange between insurers is necessary. So, last week in Ukraine the first specialized bureau of insurance histories - representation of the Russian company Bureau of insurance histories, which renders the services in our market through consulting group “Business-Guarantor”, has started to work on a commercial basis. Unlike bureau of credit histories, which also tried to offer the insurance companies services, the specialized bureau has caused interest in market participants. However, it is not the fact, that it will be transformed into real cooperation. The matter is that the competition compels insurers to concern cautiously in disclosing information on their clients.